消费信贷也称信用信贷，是由金融机构提供信贷，支持消费者购买消费品或进行消费活动。

Consumption credit is also called trustworthiness credit. Banking institutions provide credit to support consumers to buy consumer goods.

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公司贷款和部分消费者信贷，例如信用卡和汽车贷款，都不稳定。

Corporate lending and parts of consumer credit, such as credit cards and car loans, are wobbly.

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长期的信用历史可以让你成为“闪亮”的信贷用户。

A long credit history can make you a more appealing credit customer.

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I read The Wall Street Journal every morning and I worry about the credit crisis, and I worry about credit cards, and I worry about auto loans, and I worry about corporate loans, and I worry about the solvency of the banking system, and then I go to work and I try and find the best opportunities that I possibly can.

每天早晨读华尔街日报的时候,我会担心有没有信贷危机,担心我的信用卡,担心汽车贷款,担心公司贷款,担心银行系统的偿付能力,然后我去上班,努力抓住所能遇到的最好机遇

耶鲁公开课 - 金融市场课程节选