学说文本只是为后续文件和法案的制定提供了框架和基础，有助于针对关键性信息基础设施设计基本法案。
The theory text only provides the framework and foundation for the subsequent documents and bills, which is helpful for the design of key information infrastructure.
个人征信制度的核心在于个信用信息的公开，其涉及四个基本当事人和三个基本法律关系；
Defined the personal credit investigation system's key is the exposure of credit information to the public, and it involved four parties and three basic legal relationship.
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