保险合同的当事人可以依据法律规定或者保险合同的约定单方解除合同，也可以协商解除合同。
The party of insurance contract could rescind the contract unilaterally according to the law and the contract or negotiation with the other party.
按照保险法的规定，货物运输保险合同和运输工具航程保险合同，保险责任开始后，合同当事人不得解除合同。
According to the regulation of insurance law, freightage insurance contract and contract of insurance of carriage tool range, after insurance liability begins, contract party must not remove contract.
保险合同的法定解除制度是保险合同法中的重要制度。
The statutory dissolution of insurance contracts is a significant institution of insurance contract law.
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