政策性住房投融资机制 mechanisms and instruments for securing investment and financing for policy-related housing
住房可偿付再融资计划 Home Affordable Refinance Program ; HARP
To avoid the risks in home mortgage, the house financing mechanism needssome supporting measures.
为有效防范住房抵押贷款风险,住房融资机制需要相关配套措施的支持。
参考来源 - 基于我国社会保障商品房之住房融资研究On the basis of comparing the intervention of life insurance in housing financing at home and abroad, this paper puts forward four suggestions as to the law construction in the intervention of life insurance in individual’s housing financing.
在比较中外住房融资中寿险介入的基础上 ,对我国个人住房融资中寿险介入的法律构建提出了 4点建议。
参考来源 - 论我国个人住房融资中寿险介入的法律构建·2,447,543篇论文数据,部分数据来源于NoteExpress
而这种看法使得放宽借贷标准有了正当的理由:那些信贷记录不佳的住房拥有者可以在二到三年的时间里以更加优惠的条款进行再融资,因为届时他们的房产已经升值了。
That justified relaxed lending standards. Homeowners with weak credit histories could refinance loans on more favorable terms in two or three years because the value of their houses would have risen.
但另一方面,同金融资产相比有更多人拥有住房。
On the other hand, more people own homes than own financial assets.
当前的经济压力已经致使类似商业住房抵押贷款证券这类金融资产大幅贬值。
Current economic pressures have led to wide-scale devaluations of assets such as commercial mortgage-backed securities.
Then I want to talk about mortgages, which is the way that we finance both commercial and owner-occupied real estate.
然后再讲一下抵押贷款,它可以为,商业地产和自住房产提供融资
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