另外，新政策不允许商业银行将贷款额度与房产评估价值挂钩也不允许发放没有实际用途的抵押贷款。
Additionally, the new policy requires commercial Banks neither link the amount of loan to property appraisal value nor grant property mortgage loan without specifying the purpose of the loan.
经过市场调查并结合估价对象的自身用途，在评估过程中分别运用了市场法和收益法对估价对象进行了评估。
It is through the market research and combine with the self-usage of evaluated target, in the progress of assessment, it is estimated the target by market method and profit method individually.
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