我国银行与企业间的信贷风险，是我国银行业一直以来面临的一个重大的信用风险问题。
The credit risk between banks and companies is a significant credit problem during the operation of practical bank trade in China.
信贷集中于国家和银行是现代国家的一般金融政策和法律原则，非金融机构的企业间的相互借贷弊端甚多。
The concentration of credit and loan in the state and the Banks is a principle of modern financial policy, and the loan made by non-financial institutions entails a great many defects.
国家规定允许从事信贷业务之外的企业间的直接借款损失。
Loss of from direct loans other than the credit operations between enterprises that are permitted by the state.
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