在某些情况下，国际惯例是：如果持卡人的一张不相关的账户错过还款，发卡机构将对同样由本机构发行的持卡人名下还款记录良好的卡征收高利息。
In some cases universal default may apply: the high default rate is applied to a card in good standing by missing a payment on an unrelated account from the same provider.
早在上世纪70年代，他们就对外国人名下的银行账户收取一定费用，实际上是实行负利率。
Back in the 1970s they charged foreigners a fee for having a bank account, in effect imposing a negative interest rate.
将各种现金收入以个人名义存入银行，以“预付账款”名义从单位银行账户转汇到个人银行账户。
The cash income in the name of a person in the bank, with the prepayment name from the unit bank account transfer to your bank account.
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