然而需要提的是，这样的合约是社会性义务而不具有法律强制性，所以贷款人必须信任他们借钱的人，或者冒着全盘损失的风险。

It should be noted however, that the agreement is a social obligation rather than a legal one, so lenders have to trust who they are loaning their money too, or risk losing it all.

youdao

鼓掌具有社会性，就像笑声一样：你一般不会独自一人拍手或大笑。

Clapping is social, like laughter: you don't very often clap or laugh out loud alone.

youdao