信用卡生意正在走下坡路，更多的借贷人不履行还贷责任。

The credit card business is down, and more borrowers are defaulting on loans.

《柯林斯英汉双解大词典》

借款人应当慎重考虑之后再行借贷。

Borrowers should think carefully before committing themselves to taking out a loan.

《牛津词典》

然而，他们更加同情业界的关注：投资者避开浮动基金资产净值，使得借贷人举步蹒跚。

But they have grown more sympathetic to industry concerns that investors would shun floating-NAV funds, leaving borrowers in the lurch.

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It's going to be cancelled next year. I won't get my money back.' Loans must be made even if the debt will be cancelled, for the simple reason that the problem of poverty is a terrible and persistent problem.

因为在来年贷款会被解除，他们就收不回自己的钱了,即使是债务会被免除，人们也必须给人借贷，这仅仅,是因为贫困是一个长久存在的可怕问题。

耶鲁公开课 - 旧约导论课程节选

In an ideal world, where you can borrow and lend freely, an individual could choose consumption along any point on this line.

在理想情况下,你可以随意借贷,每个人都可以将这条线上任意一点,作为自己的消费额

耶鲁公开课 - 金融市场课程节选

And like any shrewd borrower, Milton promises that the credit extended will prove an excellent investment.

就像那些精明的借贷人，弥尔顿保证这将是一个,收益很好的投资。

耶鲁公开课 - 弥尔顿课程节选