个人信用(Personal Credit)是指一种建立在对个人在特定的期限内付 款或还款承诺的信任的基础上的能力,它是每个公民经济、社会活动的客观 结果和客观记录。
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个人信用制度 individual credit rating system ; credit rating system ; Personal Credit System ; individual credit system
个人信用 consumer credit ; Personal credit ; individual credit
私人信用 [金融] private credit
人信用体系 personal credit system
商人信用证 [金融] merchant's letter of credit
个人信用评估 Personal credit evaluation ; Personal Credit Scoring
个人信用评分 consumer credit scoring
个人信用证明 Personal Credit Rating
其他人认为金融市场紧张及风险的扩大抵消了放松借款人信用成本的政策作用。
Others noted that financial market strains and elevated risk spreads had offset much of the effects of policy easing on the cost of credit to borrowers.
虽然有钱人可能为了方便而使用信用卡,他们从来不让利息费累积。
While they may use a credit card for convenience, affluent people never let interest charges accrue.
联邦储备银行想让各家银行继续贷款给信用良好的借款人。
The Fed wants banks to continue to lend to creditworthy borrowers.
Some people think that the rating agencies have allowed a kind of moral hazard to creep into their organization.
有些人认为,信用评级机构,已经让某种程度的道德风险,渗透到他们的机构中
And then, suddenly I need to MacBook Air sell my MacBook Air on Craigslist and I can take the person's credit card instead of having them bring $1200 to me or whatever I'm selling it for.
之后突然我需要,在克雷格斯利斯特网站上卖我的,而且我可以让那个人拿信用卡过来,而不是,带着1200美元或是我需要的别的东西给我。
They are borrowers that are thought, by the various models, to be likely to fail to pay on their mortgage and to have to be foreclosed; often low income, but also they're people with poor credit histories.
通过一些模型的计算,这些借款人,很有可能无法偿付贷款,抵押房产会被贷款人收回,借款人通常属于低收入人群,而且这些人没有很好的信用记录
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