“一般来说，人们总是得到慢下来，放松，停止担忧，然后退休去佛罗里达这类坏建议。”他说。
"People are generally being given bad advice to slow down, take it easy, stop worrying, and retire to Florida," he says.
相反，哈罗盖特已经成为人们退休后喜欢去的一个小镇。
Instead, Harrogate has become a popular town for people to retire to.
对于退休计划：我真的认为人们要考虑安全性；冒险去追求高回报对于那些步入中年晚期的人来说是个坏主意。
As for retirement planning: I really think that people have to think safety; taking risks for higher yield is a bad idea once you're in late or latish middle age.
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