稍晚的时间，因为自然过程或者人为干涉，树倒了。
At some point later, through natural occurrence or human intervention, that tree became horizontal.
没有任何人为干涉，完全电子化完成的处理(通常为支付处理)。
A process (usually payments) that is completed electronically without any manual intervention.
其中一些任务可以自动化，如检索索赔声明；有些需要人为干涉，如批准/拒绝索赔。
Some of these tasks can be automated, such as retrieving a claim, and some require human intervention, such as approving/rejecting a claim.
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