对我国农村信用社产权制度变迁过程进行考察，分析其特征，指出其存在问题；

Reviews on the transitions of Property Rights Institution of Rural Credit Cooperative in China, and analysis of the characteristics and the problems;

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既然是制度变迁过程，就必然涉及到两个问题：产权制度变迁的生产效应和分配效应。

Since it is a process of property right system transition, it will inevitably involve two issues: the productive effect and distributing effect from the property right system transition.

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基于历史变迁的轨迹和现有农地集体产权制度，农地使用权物权化及其立法完善是现实路径。

Based on the historical change and the existing agricultural land collective property system, it is a realistic way to have agricultural land tenure right in rem and perfect by legislation.

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