他说，如果你有抵押贷款，那么应该保留未清偿抵押贷款本金余额20%左右的现金加上为满足其他需要而保有的现金。
If you have a mortgage, he says, keep cash on hand equal to about 20% of your outstanding mortgage principal balance plus whatever you need in the cash Kitty.
就是当你在现实中意识到自己,并不需要太多物质资料过活,也不期望自己为成功而喜悦,只是满足于你所拥有的即可。
If you some sort of come to the realization that you don't really need sort of material things you don't need success to be happy Just enjoy what you have.
“为孩子提供资金帮助是有害的。”他说，“你会让他们习惯地以为：不管自己需要什么，父母都能满足，钱总是够用。”
“It's financial help that hurts,” he said. “You condition them that there will always be enough money — whatever my needs are, they will always be taken care of.”
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