一些大银行，比如富国银行，现在正提供一种服务，能将你的磁条卡转换成芯片和个人识别码的模式。
Some big banks, like Wells Fargo, are now offering to convert your magstripe card to a chip-and-PIN model.
自组织的团队一般需要个人之间较少的工作产品的转换，和更多的沟通，这减少了将缺陷引入产品的机会。
Self-organizing teams typically require fewer transitions of work products between individuals and better communication, which decreases the chance of defects being introduced into the product.
物理数据模型将数据架构师、开发人员和数据库管理员统一起来，而不是在个人与组之间转换更改。
Instead of translating changes between individuals and groups, physical data models put data architects, developers, and database administrators stay on the same page.
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