个人消费信贷是指银行或其他金融机构采取信用、抵押、质押担保或保证方式,以商品型货币形式向个人消费者提供的信用。按接受贷款对象的不同,消费信贷又分为买方信贷和卖方信贷。买方信贷是对购买消费品的消费者发放的贷款,如个人旅游贷款、个人综合消费贷款、个人短期信用贷款等。卖方信贷是以分期付款单证作抵押,对销售消费品的企业发放的贷款,如个人小额贷款、个人住房贷款、个人汽车贷款等;按担保的不同,又可分为抵押贷款、质押贷款、保证贷款和信用贷款等。
... 比如个人消费 Namely Private Consumption 个人消费信贷 consumer credit ; individual consumption loan 个人消费支出税 personal expenditures tax ...
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... 比如个人消费 Namely Private Consumption 个人消费信贷 consumer credit ; individual consumption loan 个人消费支出税 personal expenditures tax ...
基于20个网页-相关网页
individual consumer credit services 个人消费信贷 >101. turn around money-losing, large and medium-sized State-owned enterprises大中型国企扭亏 .
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·2,447,543篇论文数据,部分数据来源于NoteExpress
个人消费信贷是金融管理的重要内容。
The personal consumptive credit operation is an important part of financial management.
其次分析国内个人消费信贷业务的制约因素。
Next, analyze the restrictive factor of personal consumption credit.
本文从五个方面对我国个人消费信贷的信用风险控制进行了描述。
The paper has decrypted the personal credit risk controlling from five aspects.
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