网络提供者们不担保某种程度的服务质量，仅承诺将尽力而为，这可能对个人电邮不算什么，但是对时间敏感的数据比如视频就很重要了。
Network providers do not guarantee a certain quality of service, but merely promise to do their best. That may not matter for personal e-mails, but it does for time-sensitive data such as video.
另每个人欣喜的是，银行开始降低担保要求，从而实质上以低于市场利率的条件提供信贷。
To everyone's delight, Banks begin reducing collateral requirements and thereby offering credit for sale at below-market rates.
申请人应到所屋住房资金管理中心填报《个人住房担保委托借款申请表》，并提供必要的审核材料。
Applicants should go to the housing estate funds management centres provide "individual housing loans secured by the application form," and to provide the necessary audit material.
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