美国2006年养老金保护法案鼓励雇主将雇员自动吸纳到老年个人储蓄计划之中。
The US Pension Protection Act of 2006 encourages employers to enroll employees automatically in a personal saving plan for old age.
计划好已知将要花费的(比如：圣诞俱乐部，季度保险账单，个人财产税金，等等)，为这些事项有规律的做好储蓄。
Plan for known upcoming expenditures (think: Christmas Club, quarterly insurance payments, personal property taxes, etc), by making regular deposits into an account for these items.
退休后，自动启动个人退休金账户，无需通过公司的退休计划，以推动退休储蓄。
Boost retirement savings by automatically enrolling people without access to a workplace retirement plan in an Individual retirement Account.
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