一种周期性付款到期前不足摊还面额的贷款，所以称作“气球”的本金额到期时需要一次付清。

A note calling for periodic payments which are insufficient to fully amortize the face amount of the note prior to maturity, so that a principal sum known as a "balloon" is due at maturity.

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在中国，购房人支付的首付款最低要达到购房款的30%，而美国在信贷泡沫期间，许多人购房可以享受零首付，他们的收入根本不足以偿还房贷。

In China, houses are bought with a minimum 30% down. In the us, during the credit boom, many people were paying 0% down with no income to back it up.

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因资金不足未能付款而遭到银行退回的支票，也叫橡皮支票。

A check which a bank returns because it is not payable due to insufficient funds. Also called rubber check.

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