还有，你要确保一旦不幸事件发生，保险公司的理赔形式是可接受的。
Also check that the benefits are in a form that will be appropriate should the risk event occur.
我们在网络上耗费大量的时间，这往往意味着在更为私人的不幸事件发生时，我们也会选择在网上纪念亡者。
But even in the event of more personal tragedies, the ubiquity of our lives spent online often means that is where we also choose to honor the dead.
我不得不认为(believe)又一不幸事件将要发生。
I can't help believing that another unlucky event will happen.
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