按揭贷款是一种用不动产作抵押的贷款。

A mortgage loan is a loan secured by real property.

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惊喜的消息可能来自于家庭或是与家庭有关，抵押贷款或者不动产。

Your surprise news will either come from family or will relate to a home, mortgage, or real estate situation.

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不动产部门负责不动产方面的抵押贷款。

And the real estate Department handles mortgage oans on real estate.

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