以前退休金是企业一次性付清，但是在1997年，国家体系引入了“个人账户”，这意味着退休金是由雇员和雇主共同出资组成。

Pensions were once paid by enterprises, but in 1997, a national system was introduced with "individual accounts" that hold retirement contributions from both employer and employee.

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在选举活动中的里士满辩论中，一位国民使我第一次注意到了退休金资金不足的问题。

The problem of underfunded pensions was first brought to my attention by a citizen at the Richmond debate during the campaign.

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今年，英国领取退休金的人数有史以来第一次超过未成年人人数。

THIS year, the number of pensioners in the UK exceeded the number of minors for the first time in history.

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