• 1. 竞价投标: auction
• 2. 竞价投标承销: competitive bid underwriting
• 3. 投标竞价模型: sealed bid auction

• 1.如果是竞价投标，可以选择缩短竞价投标期限，让借款人决定，或者让借款人提前关闭投标。
  Other options are shorter auction periods, letting the borrower decide, if there should be an auction, or letting the borrower close the auction prematurely.
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• 2.筹资速度：如果有确定的竞价投标期限，即使借款人有机会获得更低的贷款利率，但是这仍有可能会推迟借款人影响获得资金的时间。
  Speed of funding: If there is a set auction phase then this delays the payout to the borrower, even if it allows him to profit from lowered interest rates.
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• 3.第二章以博弈论为基础，基于基准模型的七个假定，阐述了四种标准拍卖中投标商的竞价策略问题。
  In the second chapter, based on Game Theory and the seven suppose in the Benchmark Model, the bidding strategy of the bidder in the four standard auction is elaborated.
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