而他们不知道这些：即使银行的借款成本不受资本水平影响，股东也愿意接受用更低的回报来交换更大股本基数带来的更低风险。
By how much is unknown: even if Banks' borrowing costs are insensitive to their capital levels, shareholders may accept lower returns in exchange for the lower risk provided by a bigger equity base.
而他们不知道这些：即使银行的借款成本不受资本水平影响，股东也愿意接受用更低的回报来交换更大股本基数带来的更低风险。
By how much is unknown: even if Banks' borrowing costs are insensitive to their capital levels, shareholders may accept lower returns in exchange for the lower risk provided by a bigger equity base.
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