他们不用总是用次优的方案解决问题。
尝试一般化这些层之间的连接被认为是次优选择。
Attempting to generalize connections between these layers is considered sub-optimal.
但联邦监管机构在次优贷款市场的作用是有限的。
But federal regulators play a limited role in subprime markets.
没有什么错误的答案，就算是个次优答案也可以。
There is typically nothing like a wrong answer to a question, even a sub-optimal answer would work fine.
以这样一种方式制约错误响应会导致次优的用户体验。
Constraining error responses in such a manner can make for a sub-optimal user experience.
次优房贷的灾难还不至于，或者说还未曾引发一场金融危机。
投资者正在避开次优抵押贷款以及所有其他看起来有风险的抵押贷款。
Investors are shunning subprime and all mortgages that seem risky.
在确信包含了系统功能之后，架构师就能够专注于在物理层次优化实现。
Confident that the system functionality is covered, the architect can focus on optimizing the implementation at the physical level.
我越来越坦然去接受自己的决定了，即便它们是次优，或者不是事后证明的绝对最佳。
I am getting better at accepting the decisions I make even if they are suboptimal or not the absolute best in hindsight.
急性和慢性病药品的可获得性在各个国家均处于次优水平,特别是在公立部门。
The availability of medicines for both acute and chronic conditions was suboptimal across countries, particularly in the public sector.
当短期利率上升开始蚕食房贷公司的利润时，他们则重新提高次优房贷利率以应对。
When this began eating into lenders' profits, they reacted by pushing subprime rates back up.
在本文中，我试图展示出许多声称“mdd无效”的组织在以次优的方式使用模型和建模。
In this paper I have tried to show that many organizations that declare "MDD does not work" are using models and modeling in suboptimal ways.
不幸的是，OSR 有一个不太为人所知的缺陷：在使用 OSR时，代码质量可能是次优的。
Unfortunately, OSR suffers from a little-known defect: the code quality when OSR is used can be suboptimal.
银行则已经将很大一部分的次优按揭大打折扣地转让给了对冲基金以及其它资产管理公司。
Banks have already sold a sizeable chunk of their Alt-A holdings to hedge funds and other asset-management firms, often at large discounts.
虽然华尔街已将一些次优房贷公司收至麾下，但它同时也在帮助把其他一些次优房贷公司逼向破产。
Although Wall Street has been taking some subprime lenders under its wing, it has been helping to push others towards bankruptcy.
他们认为次优抵押贷款带来的资金压力标志着范围更广的信用危及的开始，这可能将美国经济带入衰退。
They think the subprime squeeze marks the start of a broader credit crunch that could drag the economy into recession.
接着次优抵押贷款市场的问题可能会进一步扩大，阻止信誉良好的借贷者贷款，然后又会反馈到房价上。
And troubles in the subprime mortgage market may spread, inhibiting lending to borrowers in better standing, and thus feeding back into prices.
最近次优房贷市场上的违约现象不仅可能会给其他债券的投资者带来不利影响，还会切断房市的信贷来源。
The recent defaults in the subprime mortgage market may be affecting other bond investors and cutting off credit to the housing market.
据瑞银集团(ubs)称，10月份次优房贷断供60天以上的不良率达8%左右，大约是一年前的两倍。
According to UBS, the rate of subprime-loan delinquencies of 60 days or more stood at around 8% in October, nearly double the rate of a year before.
问题的部分原因在于很多次优按揭贷款发放于2006年末到2007年初，这段时期正好是信贷膨胀的末期。
Part of the problem is that much of the Alt-A lending came at the tail-end of the credit boom in late 2006 and early 2007.
2月7日，欧洲第一大银行汇丰银行透露其美国次优房贷部门的不良贷款比预期多了20%，这加剧了人们的恐慌。
That fear ran down a few spines on February 7th, when HSBC, Europe's biggest bank, revealed that bad loans at its American subprime mortgage division were 20% higher than expected.
即使在六亿五千万可调利率次优贷款中有五分之一变成不良贷款，对于四十万亿美元的债务市场来说，不过是九牛一毛。
Even if a fifth of the $650 billion of adjustable-rate subprime loans went bad, that would be a blip in the $40 trillion market for debt.
还是在那一周，由于市场状况糟糕，美国第二大次优房贷公司NewCentury计划大幅缩减今年的贷款规模。
The same week New Century, the second-biggest such lender in America, projected a big drop in loans this year because of poor market conditions.
正如我们在本文讨论的，如果sql语句中存在主机变量或参数标记，那么DB 2优化器可能会选择一个次优化的存取计划。
As we've discussed in this article, the DB2 optimizer may choose a sub-optimal access plan when there are host variables or parameter markers in the SQL statement.
华尔街上众银行将大量的次优贷款打包重组，并以此发行住房抵押贷款担保证券(MBS)，卖给贪图高收益的投资者(见下图)。
Wall Street Banks did a roaring trade packaging bunches of subprime loans into mortgage-backed securities, and selling them on to investors, greedy for yields (see chart).
迄今为止，造成的主要损害集中在次优抵押贷款市场，这种贷款主要借给那些收入太低或者信用记录不良，以至于没有资格获得普通抵押贷款的人。
Most of the damage so far is in the "subprime" mortgage market, which lends to people whose income is too low, or whose credit history too patchy, to qualify for an ordinary mortgage.
11月中旬以来，ABX 住宅资产06-2指数大幅下跌，该指数反映了市场对以今年初发放的次优房款作支持的BBB- 级别债券的看法。
The ABX Home Equity 06-2 index, whose price reflects the market's view of bonds rated BBB-minus backed by subprime loans made earlier this year, has fallen sharply since mid-November (see chart).
如果对于看电影而言，你的次优选择就是读那本书的话，那看电影的机会成本就是你看电影花的钱，再加上你因为不能读那本书而放弃的那份愉悦。
If your next-best alternative to seeing the movie is reading the book, then the opportunity cost of seeing the movie is the money spent plus the pleasure you forgo by not reading the book.
如果对于看电影而言，你的次优选择就是读那本书的话，那看电影的机会成本就是你看电影花的钱，再加上你因为不能读那本书而放弃的那份愉悦。
If your next-best alternative to seeing the movie is reading the book, then the opportunity cost of seeing the movie is the money spent plus the pleasure you forgo by not reading the book.
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