拖欠比率下降，部分是因为个人破产个案上升令机构增加撇帐。
The decline was due in part to increased write-offs made by institutions in relation to personal bankruptcies.
拖欠比率下降，主要是因为认可机构提前就个人破产个案进行撇帐。
The decline was largely due to institutions making charge-offs in relation to personal bankruptcies earlier.
比如，摩根大通公司第二季度的撇帐(不能获得偿还的贷款)跟前一季度相比下降了28%。
At JPMorgan Chase second-quarter charge-offs (of loans viewed as beyond repair) fell by 28% compared with the previous quarter, for instance.
铸造此前曾表示，将开始移动到六月设施设备，量产预计将踢在2012年第一季的撇帐。
The foundry previously said it would begin moving equipment into the facility in June, with volume production expected to kick off in the first quarter of 2012.
然而，即便是那些新银行也已经为其贷款撇帐了大约50%，意味着他们不准备拿回这部分钱了。
However, even the new Banks have written off about 50% of their loans, implying that they do not expect that portion to be repaid.
优抵押贷款借款者通常有削弱的信用记录，其中包括支付拖欠，并有可能更加严重的问题，如撇帐，判决，和破产。
Subprime borrowers typically have weakened credit histories that include payment delinquencies, and possibly more severe problems such as charge-offs, judgments, and bankruptcies.
优抵押贷款借款者通常有削弱的信用记录，其中包括支付拖欠，并有可能更加严重的问题，如撇帐，判决，和破产。
Subprime borrowers typically have weakened credit histories that include payment delinquencies, and possibly more severe problems such as charge-offs, judgments, and bankruptcies.
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