这就使得银行提高抵押的要求并降低费用。
That will cost Banks by increasing collateral requirements and by lowering fees.
抵押贷款是以财产作为抵押的债务。
按揭贷款是一种用不动产作抵押的贷款。
监管机构需强制银行减计第二抵押的价值。
Regulators should force Banks to write down the value of second liens, which are often held at vastly inflated values on their balance-sheets.
尽管如此，“第二人生”不会面临市场次级抵押的窘境。
Still, Second Life is unlikely to experience the same hard landing as the market for subprime mortgages.
抵押的收入比例——你想用（或是已拥有）收入换得更多房子吗？
The Mortgage to Income Ratio – Do you want (or have) too much house for your income?
为了使其更具安全性，资产池中有抵押的债券要比普通债券价值大。
For extra safety, the pool contains more collateral than the value of the bond.
这些贷方阻止优先抵押的修改，它们害怕这会使顺位房贷连续缩水。
These lenders have resisted modification of first mortgages, fearing knock-on write-downs of their second liens.
股权相关贷款是指可转换为股权的贷款，或可以以股权作抵押的贷款。
Equity related loans are loans convertible into equity ownership or loans collateralized with equity positions.
最新数据显示，超过28%的有抵押的房子都是负资产抵押。
The latest figures show that more than 28% of homes with a mortgage are in negative equity.
而这一切的根源是所抵押的房产的价格由于泡沫的产生而飞涨。
They were made on the basis of collateral whose value was inflated by a bubble.
相对于收入和房产抵押的价值，美国，英国和其他国家债务过高。
America, Britain and others took on debts that now look steep compared with incomes and the value of the homes against which much of the money was borrowed.
这时印第安老人把身子探到桌子的那边，问：“你有什么可以作抵押的吗？”
The old Indian leaned across the desk, "What do you get for collateral?"
这笔还款解冻了国际金融租赁公司此前向纽约联邦储备银行抵押的100亿美元。
The repayment released $10 billion of ILFC's collateral previously pledged to the New York Fed.
杂志称这些资金是用作给其他公司的银行贷款作抵押的，而这些公司与萨里奇有瓜葛。
The magazine claims the money is being used as collateral for bank loans to other companies with connections to Mr Saric.
而且美联储保留了一项权利，当被抵押的抵押品质量变坏时，可以要求更换其它资产。
And the Fed reserves the right to demand other assets if pledged collateral turns bad.
软件发展趋势走向一些过去由人决策的独家领域，例如贷款和抵押的职员和税务会计师。
Software is also making its way into tasks that were the exclusive province of human decision makers, like loan and mortgage officers and tax accountants.
人们很难分清楚贷款里那些是资产抵押的，更不用说分清那些是房贷抵押的了。
It is hard to know what share of this debt was asset-backed, let alone mortgage-backed.
允许破产判决去填满那些抵押的做法剥削了债主，创造了更多的不确定性和律师费。
Allowing bankruptcy judges to cram down mortgages expropriates lenders and creates more uncertainty and lawyers' fees.
以乡(镇)、村企业的厂房等建筑物抵押的，其占用范围内的土地使用权同时抵押。
Where factories and other buildings of township (town) or village enterprises are mortgaged, the land-use right to the land occupied by such buildings shall be mortgaged at the same time.
非洲的农场在进行土地登记、村民能够把财产用作贷款抵押的情况下，也能活跃起来。
Africa's farms could come alive with land registers, allowing villagers to use property as collateral for credit.
他的见解无疑带有偏见，不过德州法律确实把抵押的贷款价值比率控制在80%以内。
He is biased, no doubt; but Texas law does cap the loan-to-value ratio of mortgages at 80%.
他的见解无疑带有偏见，不过德州法律确实把抵押的贷款价值比率控制在80%以内。
He is biased, no doubt; but Texas law does cap the loan-to-value ratio of mortgages at 80%.
应用推荐