我国居民储蓄率高，外汇储备多，有相当的金融总量。
The high savings rate and large foreign exchange reserves means China has ample financial resources.
我国居民储蓄率高，外汇储备多，有相当充裕的金融总量。
The high savings rate and large foreign exchange reserves means China has ample financial resources.
的确，中国的居民储蓄约占GDP的20%，与印度的居民储蓄率相似。
Indeed, household savings in China are about 20 percent of GDP, similar to the rate in India.
这些举措将继续降低过高的储蓄率，促进居民消费。
These efforts should continue to help boost consumer spending by reducing the excessively high savings rate.
此外，美国居民还有极低的储蓄率和高额的信用卡债务。
In addition, US citizens have a dismally low savings rate and a huge amount of credit card debt.
自上世纪90年代以来，我国城镇居民消费倾向降低和储蓄率不断增加成为不争的事实。
From 1990, it is an undoubted fact that the consumption tendency of Chinese urban households is declining and the saving rate is continuously increasing.
中国居民应该重视起这个问题，不单单是因为持续走高的CPI指数部分是因为高储蓄率而引起，同时也应该注意到相对过低的消费倾向性和数据指标也是造成这一高储蓄现象的一个原因。
People in China should more focus on this question not only because the CPI is growing faster than before but also the compared low rate of consuming is partly caused by the high rate of savings.
两者从理论上讲都可以用来解释我国的高储蓄率问题，那么，人口结构和不确定性与我国居民储蓄之间究竟是否存在理论所揭示的关系呢?本文将通过实证研究来尝试给出一些解释。
Those two factors can be used to explain china's high saving rate based on some consumption models. This paper will try to test the underlying relations between those two factors and saving rates.
两者从理论上讲都可以用来解释我国的高储蓄率问题，那么，人口结构和不确定性与我国居民储蓄之间究竟是否存在理论所揭示的关系呢?本文将通过实证研究来尝试给出一些解释。
Those two factors can be used to explain china's high saving rate based on some consumption models. This paper will try to test the underlying relations between those two factors and saving rates.
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