本文基于期权定价的视角分析信贷配给，以一条全新的思路阐释均衡信贷配给的成因及特征，并试图得出些许启示。

This paper analyzes equilibrium credit rationing with the method of options pricing, explains why credit rationing exists and its characteristics in a new way, and tries to get some revelation.

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首先，我国狭义的信贷渠道的传导出现了一些不顺畅。这主要是由于商业银行多重经营目标下的均衡信贷配给导致的。

First, the narrow credit channel is not smooth, it is mainly due to the equilibrium credit rationing of commercial bank.

youdao

首先，我国狭义的信贷渠道的传导出现了一些不顺畅。这主要是由于商业银行多重经营目标下的均衡信贷配给导致的。

First, the narrow credit channel is not smooth, it is mainly due to the equilibrium credit rationing of commercial bank.

youdao