它是从例如评估贷款申请的信用风险，阅读手写的邮政编码来分类邮件等开始的。
It started with things like assessing credit risk from loan applications, sorting the mail by reading handwritten zip codes.
该模型具有非参数检验特性，通过两阶段分类过程对企业信用状况进行判别。
The model is characterized by the non-parametric test. With the method of two-staged classification process, the paper discriminated the credit conditions of enterprises .
结果表明，基于MOR的贝叶斯网络分类模型可以有效地减小信用评估风险。
Results demonstrate that the Bayesian network classifiers based on MOR are able to reduce effectively the credit scoring risk.
分类在实际中有广泛的应用，包括医疗诊断、信用评估、选择购物等。
Classification has numerous applications including medical diagnosis, credit evaluation and selective marketing.
第四章对目前国内外关于银行信贷风险或企业信用风险的识别方法进行了系统的分类介绍。
The fourth chapter systematically classifies the different ways at home and abroad to assess bank credit risks and enterprise credit risks.
本文主要讨论如何在信用卡一级代理过程中运用数据挖掘算法和技术对潜在客户进行分类，以便能在开展业务的过程中有所针对性。
This thesis mainly discusses how to classify the potential customers with data mining algorithm and technology, by which there can be a correct orientation in the process of practical work.
运用数据挖掘分类技术于信用评分问题包括一个建立模型以及选择最优模型的过程。
The application of data mining classification techniques in credit scoring involves the process of building and selecting optimal models.
文中对信用衍生工具进行了研究，并进行了分类，对每一种产品也进行了分析。
In this paper, we mainly deal with the credit derivatives, and classify and analyze them.
保兑信用证是信用证的一种分类形式，它的出现引起了一系列的问题，尤其是作为其中心环节的付款问题。
As one kind of classification form of the letter of credit, the confirmed credit's appearance has aroused a series of problems, the main one of which is payment.
基于非平衡数据集的支持向量域分类模型，提出了一种银行客户个人信用预测方法。
A new predication method of customer credit of Banks is proposed based on the support vector domain classification model of non-balance data set.
论文研究了三种朴素贝叶斯分类器信用评估模型的精度。
This paper investigates the credit scoring accuracy of three naive Bayesian classifier models.
通过建立不同类型的支持向量模型，解决了包括客户群体分类、信用评估、客户盈利能力预测等客户分析领域的众多复杂问题。
Different support vector classification and regression predict models are constructed and applied to the solution of the customer classification, credit scoring, business prediction and so on.
在提出静态指标和动态指标分类法的基础上，构建了信用评价指标体系。
Credit index system was constructed with being classified into static index and dynamic index.
近年提出的贷款风险五级分类法，需考虑财务、非财务、现金流量、信用支持及逾期时间等诸方面要素的影响。
Loans risk classification involves some essential factors, such as financial element, non financial element, cash flow, credit support, overdue time.
电信客户信用风险等级评估是对电信客户的信用风险进行等级分类。
Evaluating telecom clients' credit risk rate is classifying their credit risk level.
然后，针对银行业务中客户信用政策给出了实例分析，用该算法建立了一个分类模型，根据存款金额、贷款次数、及时还贷率等数据信息实现对客户信用等级的分类。
In this example, according to the loan, the numbers of loaning and the payment-in-time ratio, a model worked for classification of customer credit-rating is created.
第二部分，本文着重讨论了信用证软条款的识别和分类问题。
The second part mainly discusses recognition and classification of soft clauses.
文中将数据挖掘应用于保险客户在信用等级的分类中，即采用了基于神经网络的覆盖算法作为客户信用评分分类器的设计算法。
In this paper, data mining is applied to the credit sorting of insurance client, which used the covering algorithm on which based neural networks as the classification of clients' credit.
第三条商业银行采用内部评级法计量信用风险资本要求，应按照本指引要求对商业银行银行账户信用风险暴露进行分类。
Article 3 a commercial bank using internal ratings to measure the credit risk capital requirement shall categorize the banking-book credit risk exposures of a commercial bank under these Guidelines.
具体地，完成了如下实例研究：①利用判定树算法对信用度好的个人信贷客户进行归纳分类模型的建立。
Then it completes the case researches below with data mining technologies:(1)With decision-tree algorithm , it creates a model which classifies the credit degrees of personal loan customers.
本文从信用卡业务风险分类入手，分析了信用卡风险的特征以及相关理论，揭示了风险管理应遵循的理念与其目的意义。
How to deal with the risk of credit card in the new situation becomes a subject which needs studying. Starting from risk types, this paper analyses the characters and theories of the credit card risk.
本文从信用卡业务风险分类入手，分析了信用卡风险的特征以及相关理论，揭示了风险管理应遵循的理念与其目的意义。
How to deal with the risk of credit card in the new situation becomes a subject which needs studying. Starting from risk types, this paper analyses the characters and theories of the credit card risk.
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