体验的要素是个人资本和社会资本。
The elements of experience are individual capital and social capital.
瑞士的私人银行家是一群企业家，他们以个人资本经营银行业务，并不设限额地承担商业责任。
The private bankers in Switzerland are a group of entrepreneurs in the privately owned banking sector who conduct their business using their own assets and assuming unlimited liabilities.
创业潜力的的差异主要来源于个人资本的积累、具有劳动技能的人员比重、财政金融环境及创业者的个人组织能力。
The difference comes mainly from individual accumulation of capital, personnel skills, fiscal and financial environment and the organizational capacity of the individual entrepreneurs.
在理论方面，主要是借鉴微观个人资本理论、中观的职业声望理论、宏观的社会资本理论和国家干预理论，涉及到国内外的各位大家。
In the theoretical sphere, the author borrows some ideas from the human capital theory, the professional prestige theory, the social capital theory and the theory of state regulation.
现在这一代的独居者是在欧洲从社会民主主义向更尖锐、更个人主义的美国式资本主义倾向转变的过程中成长起来的。
The current generation of home-aloners came of age during Europe's shift from social democracy to the sharper, more individualistic climate of American-style capitalism.
资本主义强调的是创新、竞争和个人至上。
Capitalism stresses innovation, competition and individualism.
当时，北方的改革者，如威廉·劳埃德·加里森和塞缪尔·蔡斯，把美国宪法的制定者描绘成个人自治和资本主义价值观的支持者。
At this time, Northern reformers, such as William Lloyd Garrison and Samuel Chase, portrayed the framers of the United States Constitution as proponents of individual autonomy and capitalist values.
不管多少资本，创立者可以为个人联系聚集，简言之企业是由，领导的梦想定义的。
And whatever capital, the founders can gather for personal connection. In short the enterprise is defined by the dreams of the leader.
同样的，当一个对华尔街坚信不疑的虔诚代理人、精明的资本分配者和个人理财道路坎坷不平的人遭遇失望时，他们就会以这种方式解释开脱。
Similarly, when people's faith in Wall Street as an honest broker, a smart allocator of capital, and a path to personal wealth was disappointed, they managed to explain things away.
因为没有个人收入和资本获益税款，德克萨斯州很大程度上依赖于销售税、财产税和各种营业税。
Texas has no personal-income or capital-gains taxes, instead relying heavily on the sales tax, the property tax and various business taxes.
首先，较高个人储蓄率和(更乐观来看)较低的联邦赤字有望压低长期利率和资本成本。
First, higher personal-saving rates and (more optimistically) a lower federal deficit will hold down long-term interest rates and the cost of capital.
瑞士银行努力将一级资本充足率保持在10%以上，以安抚将资金放在公司理财部门的富有个人客户，让他们相信：他们是在同财务状况非常好的机构打交道。
UBS strives to keep its Tier 1 ratio above 10% to reassure the rich individuals who keep money in its wealth management division that they are doing business with a super-sound institution.
厌恶风险，担心不履行责任以及变质的银行资本已经导致个人借款利率大大的脱离了政策利率。
Risk aversion, fear of default and depleted bank capital have caused private borrowing rates to deviate sharply from policy rates.
菲利普法尔科是掌管先驱资本的身家上亿的对冲基金经理，他从所掌管的基金借了1亿1千3百万美金来付2008年的个人的税收（他于2010年偿还了这笔借款）。
Philip Falcone, a billionaire hedge-fund manager who runs Harbinger Capital Partners, borrowed $113m from his fund to pay his 2008 taxes (the money was repaid in 2010).
每个人都希望确保自己拥有足够的资本。
只要大资本家和被雇佣的媒体骗子决定什么发生，每个人就都可以根据自己的喜欢而发言和投票。
Everyone can have their say and vote as they like so long as the big capitalists and the hired liars in the press and the media can decide what happens.
确实国际资本不是一直都是有益的，但是现在还没有一个人能找出一条出路来创造和传播社会繁荣。
It is true that the forces of global capitalism are not always benign, but nobody has yet found a better way ofcreating and spreading prosperity.
尽管相信潜在资本，自由市场现在直线下滑，每个人都对这个不加约束的市场的奇迹表示怀疑。
For all your belief in the potential of capitalism, the free market is now in free fall and everyone is questioning the supposed wonders of the unregulated market.
“每个人都必须对自己所有技能的市场需求及可转移性作出评估，”霍兰先生说，“我的人力资本正好完全以金融业为依托。”
"Everyone has to make the assessment of how marketable their skill set is or how transferable," Mr. Horan said. "My human capital is squarely tied to the financial industry."
但对个人的贷款利率很高，资本回报也相当不错。
But with high interest rates on private loans, the returns on equity were pretty good.
几乎每个人都过低估计到成功所需要的资本，这常常是致命的。
Nearly everyone will underestimate, often fatally, the capital that success requires.
其中一个原因是人力资本为员工个人所有，而不是归组织所有。
One of the reasons for this is that employees, not the organization, own their own human capital.
一个人关注自己的事业的知识累积远比抱住他的饭碗来的重要的多，通过累积知识可以得到获取更好的工作的资本。
The man who invests in more knowledge of his business than he needs to hold his job, is acquiring capital with which to get a better job.
看到了你们集体选择的结果是按照国家，肤色，资本净值，外表，个人选择而将人类分成不同的团体。
SEE the result of your collective choices to divide one group over another, be it nation, color, net worth, appearance, or individual choice.
通常慈善家们只关注个人，可是风险资本家却总是关注领导团队以及其背后的组织。
Whereas philanthropists almost always focus on the individual, venture capitalists almost always focus on the leadership team and the organization to back it.
唯一的真正的资本，一个人必须追寻的唯一的东西，就是爱。
And the only real capital, the only one mankind must run after, is love.
苹果公司的史蒂夫·乔布斯说这是“一个诺大的个人电脑”，风险处理资本家约翰·杜尔，若有所思地说，这将是“比互联网更大的”。
Steve Jobs of Apple said it was "as big a deal as the PC" and John Doerr, a venture capitalist, mused that it would be "bigger than the Internet".
苹果公司的史蒂夫·乔布斯说这是“一个诺大的个人电脑”，风险处理资本家约翰·杜尔，若有所思地说，这将是“比互联网更大的”。
Steve Jobs of Apple said it was "as big a deal as the PC" and John Doerr, a venture capitalist, mused that it would be "bigger than the Internet".
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