协议中不包括花旗庞大的信用卡业务和海外放贷业务，花旗的信用卡透支拖欠情况正在迅速恶化，海外贷款也有不祥的兆头。
Absent from the arrangement are Citigroup's giant credit-card business, where defaults have been rapidly piling up, and its overseas lending operations, which also are showing signs of stress.
协议中不包括花旗庞大的信用卡业务和海外放贷业务，花旗的信用卡透支拖欠情况正在迅速恶化，海外贷款也有不祥的兆头。
Absent from the arrangement are Citigroup's giant credit-card business, where defaults have been rapidly piling up, and its overseas lending operations, which also are showing signs of stress.
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