对贷款的修改吓跑了放款人。
巴西银行很安全且放款资本充足和有盈利。
They are safe and their lending is well-capitalised and profitable.
同业拆借利率已经下调和稳定，但银行尚未放款。
Interbank lending rates have come down and stabilized, but Banks are not yet lending.
众所周知，近年来，债务市场疯狂放款。
The debt markets, as everyone knows, indulged in a lending spree in recent years.
不是每笔放款都需要正式批准和书面担保.
Nor are all advances formally approved and backed by written security.
小额信贷放款会否成为新的次级抵押贷款？
福布斯传媒也满足了放款方规定的财务指标。
首先，基本放款利率是银行间相互进行短期借贷时使用的利率。
First of all, the prime lending rate is the interest rate that Banks charge each other for short term loans.
中资银行为大宗商品购买放款，并以该商品作为抵押。
Chinese banks lend for commodity purchases with the underlying commodities as collaterals.
总之，当美联储降低了基本放款利率，他们就是在鼓励你去花钱。
In a nutshell, when the Federal Reserve drops the prime lending rate, they're encouraging you to spend money.
不过来自日本放款者的抱怨和他们的外国对手相比根本算不了什么。
But the complaints from Japanese lenders are nothing compared with those from their foreign-owned rivals.
不管是不是国有银行，都会有压力要优先放款给国内的民众。
And Banks - whether explicitly nationalised or not - will be under pressure to prioritise domestic borrowers.
就这样，许多与日常生活息息相关的利率都会受到基本放款利率的影响。
Thus, many, many other rates that do affect your life are affected by the prime lending rate.
放款机构的不情愿以及提高贷款要求可能一起造成一次典型的信用危机。
Lenders' reluctance and tightening loan standards may combine to form a classic credit crunch.
对于逾期不还贷的借款人，形形色色的放款人明显青睐没收他们的房产。
Lenders of all stripes clearly prefer to foreclose on delinquent borrowers.
是因为过度负债的家庭和公司不愿借款？还是银行不愿意放款？
But is this because over-leveraged households and firms have become less willing to borrow, or because Banks have become less willing to lend?
IMF 报告说，在 2011 年之前，国际放款政策不会完全恢复。
report says international lending may not fully recover until 2011.
许多人将目前次贷抵押危机归咎于向具有不良信用历史的人的不负责任的放款。
Many people blame irresponsible lending to people with risky credit histories for the current subprime mortgage crisis.
当抵押贷款划分成许多部分来偿还时，让放款人同意修改他们的条款将难上加难。
When mortgages are sliced into numerous pieces it is far harder to get lenders to agree on changing their terms.
逾期支付的减少，可能将帮助放款人通过减少用于未来贷款损失的储备来维持盈利。
Declining late payments may allow lenders to buttress profit by reducing reserves for future loan losses.
一些基金会甚至动用他们的原始基金来保持支出水平的稳定或是用对慈善团体的放款。
Some may go so far as to dip into their endowments to keep spending levels steady or use them to make loans to charities on the ground.
美国5大投资银行之一贝尔由于不动产放款抵押证卷的巨大损失而濒临倒闭。
Bear, the nation's fifth-largest investment bank, was near collapse after big losses on its mortgage-backed securities.
不仅如此，那些熟悉上次危机的银行管理阶层正促使银行增加资本，提高他们的放款损失备抵。
Moreover, bank regulators, mindful of the last crisis, are forcing Banks to raise capital, and increase their loan loss provisions.
如同其他放款人一样，他说他也许要关掉自己的公司了，但他会计划去别处寻找商机。
Like others, he says he might have to shut his company down, but he plans to look elsewhere for business opportunities.
之后信贷再次放缓，因此放款人降低贷款价格至1％的贷款利率，而且不需要担保和首 付款。
Sales again slow, so lenders lower the price to 1% with no collateral and no money down.
低利率也许可以提倡更理智的借款，即便放款者已经由于自己卤莽的放款而信心受挫。
Lower rates may encourage more sensible borrowing, even if they discourage reckless lending.
但是，这取决于放款人的高度合作，而由于既然危机不断深化他们已开始越来越担心新贷款的风险。
But that depends on a high degree of cooperation by lenders who have been increasingly wary of new lending as the crisis has deepened.
但是，这取决于放款人的高度合作，而由于既然危机不断深化他们已开始越来越担心新贷款的风险。
But that depends on a high degree of cooperation by lenders who have been increasingly wary of new lending as the crisis has deepened.
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