银行宣称，利润的大幅增长得益于健康的净利率和降低的贷款供应损失。
The sharp gain in profit came amid healthy margins and lower loss provisions on loans, the bank said.
一年以前，每个人都担心在住宅物业贷款上的损失。
A year ago everyone was worried about losses on residential-property loans.
银行如果担心未来的贷款损失会侵蚀剩余的资本就不会增加贷款。
Banks will not boost lending if they fear that future loan losses will eat through the rest of their capital.
现在还有大量的不确定性存在，特别是贷款损失的规模。
A great deal of uncertainty remains, not least about the scale of lending losses.
阿联酋银行业二季度早期公布的结果表现积极，尽管人们担心迪拜世界的重建会导致贷款损失。
Early second-quarter results from United Arab Emirates Banks have been positive, despite fears that the Dubai World restructuring would cause loan losses.
随着世界坠入衰退，贷款损失将上升，银行也会需要更多的资金。
As the world falls into recession, loan losses will mount and Banks may need yet more capital.
也就是说，东欧的贷款损失对欧洲摇摇欲坠的银行系统的威胁可能夸大其辞。
That said, the dangers that loan losses in the region pose to Europe's staggering banking system can be overstated.
这就像你划伤了邻居的汽车，然后你向他提供贷款来弥补损失。
It's like crashing your neighbour's car and then offering a loan to cover the damages.
这一转变的主要原因是贷款损失和所需准备金的逐渐下降。
The main reason for the turnaround is a gradual decline in loan losses and provisions for them.
花旗集团分析师霍诺·维茨预测，美洲银行的贷款损失准备金和坏债净销帐将和上一季度持平，或有所改善。
Citigroup's Horowitz forecast loan loss provisions and net charge-offs of bad debt at Bank of America will stay flat or improve modestly from the first quarter.
同时，监管者还施加压力让借款方减少股息，在大量贷款损失的情况下支撑住他们的财务。
At that time, regulators also pressured lenders to cut dividends and shore up their finances as loan losses mounted.
即使预期的违约风险很高，仍可以通过诸如有足够的贷款补偿损失的超额抵押技术，从而降低风险。
Even if those predicted default rates are high, the risk can be mitigated by techniques such as overcollateralisation, where there is an excess of loans to cover losses.
而摩根·士丹利据监管机构估计其商业不动产贷款的损失比例会超过40。
At Morgan Stanley, regulators estimated, loss rates from commercial real estate loans could potentially exceed 40 percent.
随着贷款的损失不断增加，银行不情愿将钱贷出去。
With loan losses still climbing, Banks are loth to throw money around.
但是这给要求希腊债务的私人债权方应承受贷款损失的争论火上浇油。
But it stoked further controversy by demanding that Greece's private creditors take losses on their loans.
和去年同期先比，美洲银行的贷款损失准备金减少了一半，而摩根大通减少了三分之一。
Compared to last year's loan loss provisions, this is a reduction of almost half for Bank of America and a third for J.P. Morgan.
下一个时期可能并不会很惊人了，因为权责发生制，这可以使贷款损失被逐渐认清而且会被用储蓄来抵消掉。
This next stage will be less spectacular, thanks to accrual accounting, in which loan losses are realised gradually and offset by reserves.
他对摩根大通的预测更为乐观，预计贷款损失准备金将减少8%，净销帐减少3%。
He gave even more optimistic estimates for J.P. Morgan, with loan loss provisions falling 8% and net charge-offs down 3%.
投资者担心，如果在衍生品上遭受损失的公司发生贷款违约，银行可能会遭殃。
Investors were concerned that Banks could suffer if companies with derivatives losses default on their loans.
但贷款的损失会在会计上更慢地确认。
But losses on loans can be recognised in the accounts more slowly.
逾期支付的减少，可能将帮助放款人通过减少用于未来贷款损失的储备来维持盈利。
Declining late payments may allow lenders to buttress profit by reducing reserves for future loan losses.
金融市场担忧美国银行由于房产贷款业务的损失将会遭遇严重挫败。
There have been worries in the financial markets that Bank of America could be seriously damaged by losses in its home loans business.
银行不愿意出借，因为他们担心其资本不足以弥补目前贷款的损失。
They are loth to lend because they are worried that they do not have enough capital to meet losses on their existing loans.
按照新的金融企业呆坏账核销管理办法，对小企业贷款损失依法及时核销。
According to the new management method of canceling bad debts after verification for financing enterprises, cancel the loan losses of small-sized enterprises in time in accordance with the law.
其后几周，贝尔斯登的竞争对手们相继公布了抵押贷款带来的损失。
Over the next few weeks, Bear Stearns's competitors disclosed losses from bad mortgage-related bets.
即使是银行也受到影响：内阁成员建议，免除东京电力公司部分震前贷款，损失由他们承担。
Even Banks are affected: cabinet members have suggested they share the pain by forgiving a portion of TEPCO's pre-quake loans. Naturally, this whacked their share prices.
8月初，在东欧地区营业的一些银行贷款损失上涨惊人时见报道。
In early August a number of Banks operating in the region reported sometimes startling rises in loan losses.
它的老板EdClark认为随着贷款损失的下降它的盈利能力将会上升。
Ed Clark, its boss, argues that profitability will grow as loan losses fall.
它的老板EdClark认为随着贷款损失的下降它的盈利能力将会上升。
Ed Clark, its boss, argues that profitability will grow as loan losses fall.
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