“按揭”具有房地产抵押及分期还款两层含义。
Mortgage " have estate guaranty to reach in installment reimbursement two meanings."
当我们将款项存入还款户口，或于分行以支票或现金向你支付款项，该分期贷款则被视作已被提取。
An instalment loan is deemed to be drawn-down once the instalment loan is deposited to the repayment account, or paid out to you by cheque or by cash.
一般而言，我们提供分期贷款时，会将款项存入还款户口、或于分行以支票或现金向你支付款项。
In general, we provide the instalment loan by depositing it into the repayment account, or paid out to you by cheque or by cash at branch.
该提前还款金额应适用于该款的分期付款，其到期日顺序相反。
Such prepayment shall be applied to instalments of the Loan in the inverse order of maturity.
你须按照我们通知你的每期还款金额及还款到期日分期偿还分期贷款。
You shall repay the instalment loan in instalments in accordance with the amount of each instalment and due date we notify you.
倘若我们修订分期贷款的利率，则可能修改分期款额及还款期数。
If we vary the interest rate on the instalment loan, we may vary the instalment amount and the number of instalments.
任何部分提前还款金额应与该贷款的分期付款金额或其整倍数等同。
The amount of any partial prepayment shall be equal to the amount of an instalment for repayment of the Loan or an integral multiple thereof.
这些贷款在到期时通常是大额还款，即分期付款中最后一笔大额付款，业主往往再融资。
They often end with a large payment, a balloon payment, which owners usually refinance.
贷款的本金被周期性的(通常以月为单位)付款所分期摊销。这种还款是按照应付全部本金计算出的。
The principal amount of loans is amortized by the periodic, usually monthly, payment of a fraction of the principal calculated to repay the entire amount of principal due.
新的“息悭钱”分期贷款功能让你掌握最新的贷款利率及推广资讯、计算还款额及申请贷款。
Our new Installment loan function allows you to access information on loan rates and offers, calculate repayment amounts, and apply for a loan.
分期偿还固定利率贷款对投资者的一大好处是可以明确地了解还款计划。
A key benefit for investors of fixed-rate amortizing term loans is the clear and understandable structure of the scheduled payments.
但如果利率上升至8%，按揭还款利息的比例就会上升到24%，再加上分期付款、杂税、其它债务和必要支出，这样的负担可能就会超出一个家庭的还款能力。
But if the rate rises to 8%, mortgage interest payments rise to 24%, which, together with amortization, taxes, other debts, and necessary expenditures, may claim too much of the family budget.
但如果利率上升至8%，按揭还款利息的比例就会上升到24%，再加上分期付款、杂税、其它债务和必要支出，这样的负担可能就会超出一个家庭的还款能力。
But if the rate rises to 8%, mortgage interest payments rise to 24%, which, together with amortization, taxes, other debts, and necessary expenditures, may claim too much of the family budget.
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