现在雇主和房东都通过信用历史来挑选求职者与房客。
Employers and landlords are now using credit checks to filter out candidates and unsavory tenants.
清单3所示的信用级别评定接口提供了信用历史信息。
The credit rating interface shown in Listing 3 provides credit history information.
你会分析应用牢记您的责任、信用历史和财政需求。
Your application will be analyzed keeping in mind your level of duty, credit history and financial needs.
这个数字介于300至850点，展现个人的信用历史。
This number is between 300 – 850 points and showcases a person's credit history.
所以如果你是一位有不良信用历史你也可以习惯购车贷款。
So if you are a person with bad credit history you can also get used car loans.
有折扣和提供军事人员，但没有一个可以弥补一身正气信用历史。
There are discounts and offers for military personnel but nothing can compensate for a truly upright credit history.
在任何情况下，如果没有你的信用历史，你的信用评分很可能较低。
In any case, if you have no credit history, your FICO score is likely to be low.
当申请低利率贷款或较大贷款额度时，良好的信用历史可以为你提供更多选择。
A decent credit history will offer more options when it comes to low interest rates and how much debt a credit company will allow someone to carry.
许多人将目前次贷抵押危机归咎于向具有不良信用历史的人的不负责任的放款。
Many people blame irresponsible lending to people with risky credit histories for the current subprime mortgage crisis.
首先要做的，开始修理你的信用历史，是为了不再支付帐单上的时间。
The first thing to do to start repairing your credit history is to pay your bills on time.
我当时记录了详细的信用历史，要求被访谈者评估她们已经获得的每种借款。
I then took detailed credit histories and asked participants to evaluate each form of borrowing to which they had access.
由于缺乏信用历史，贷款者就不会将钱借给这样的借款者，从而形成恶性循环。
It creates a vicious cycle, where lenders are less likely to lend to a borrower, because there's no credit history.
许多人将目前次贷抵押危机归咎于向具有不良信用历史的人的不负责任的放款。
Many people blame irresponsible lending to people with risky credit histories for the current sub-prime mortgage crisis.
事实上，当你付过去，由于债务，它会重新启时间内，它可以报告在你的信用历史！
In fact, when you pay past-due debts it restarts the time period that it can be reported in your credit history!
如前所述，15%的信用评分来自于信用历史，所以保留最早的账户能帮助你得分。
I already mentioned that 15% of your score comes from the length of your credit history, so by keeping your oldest account open, you'll help this part of your score.
一旦这种事情发生，即便他们过去有着优秀的信用历史，也可能需要积攒数年才能挣回这些积分。
Once the damage is done, it could be years before this group can restore their scores, even if they had strong credit histories in the past.
请记住，信用卡的二次使用者不会在信用历史上获益，因为信用卡申请表上填的是信用卡持有者的名字。
Remember, a secondary user on a credit card gets no credit history benefit because the application is under the primary cardholder's name.
信贷价值包括许多可变因素。其中包括还款习惯，当前拥有的无条件贷款信用额度，贷款收入比率以及信用历史。
Credit worthiness includes many variables, including repayment habits; the number of open credit facilities a person currently has, debt to income ratio and credit history.
支付宝上的信用积分从350到950不等，它由职业、工资水平、信用历史和教育背景等因素决定。
Credit scores on the app range from 350 to 950, and are determined by factors such as job, salary, credit history and level of education.
这两个网站都关注潜在借款人的信用历史及其他因素，并对他们进行风险评分，再以此来决定贷款的利率。
Both sites look at potential borrowers' credit histories and other factors and assign them risk scores, which are then used to decide the interest rate of the loan.
信用历史是一个可信的信号：它难以造假，而且，可以假定，信用得分良好的人比债务违约的人更有可能成为好雇员。
Credit history is a credible signal: it is hard to fake, and, presumably, those with good credit scores are more likely to make good employees than those who default on their debts.
次级贷款的发放对象是信用历史、财务状况较差的借款人，2006年美国新发放的抵押贷款约有20%属于此类型。
Representing about 20 percent of new mortgages in 2006, subprime loans go to weaker borrowers with shakier credit histories.
许多购房者-通常是一些信用历史不良的人会选择可调利率的抵押贷款。这种贷款开始利息较低，但是随后会重调为较高的利率。
Many buyers, often with risky credit histories, took out adjustable-rate mortgages, which started out low but later reset to higher rates.
申请破产会让你信用历史上留下长达10年的损害印记，即使当你最后脱离这个状态了，你还得慢慢重塑你的良好信用记录。
Declaring bankruptcy will scar your credit history for up to 10 years, and even when it finally goes away, you'll still have to slowly build up good credit again.
另一个名为CreditChecking服务器的Oracle实例跟踪具有不良信用历史的客户，这个实例可以从联邦系统中访问到。
Another Oracle instance, called the credit Checking server, tracks customers with bad credit history and is accessible from the federated system.
通常来说，“入门级”信用卡或者说面向尚无信用历史者的卡，都背负着相对较高的利率和费用，其额度又小，几乎不能带来什么回报。
Generally, "starter CARDS," or CARDS designed for people without a credit history, come with relatively high interest rates and fees, low limits, and don't offer much in the way of rewards.
客户关系代表想要发现被列入不良信用名单中的客户的名称和债务历史。
The customer relationship representative wants to find the names and debt history of customers who are on the bad credit list.
此外，贷款复核人员需要更为详细的客户资料，如事务历史和客户信用信息，以降低公司的坏帐率。
In addition, the loan reviewer needs to have even more detailed customer data, like transaction history and customer credit information, in order to reduce the company's bad loan ratio.
评级下调也可能是信用违约互换(CDS)等金融合同的触发事件，迫使资金易手。历史上，评级下调也曾令市场风声鹤唳。
Downgrades can also be trigger events in financial contracts, like credit default swaps, that force money to change hands between parties; and they have historically spooked markets.
评级下调也可能是信用违约互换(CDS)等金融合同的触发事件，迫使资金易手。历史上，评级下调也曾令市场风声鹤唳。
Downgrades can also be trigger events in financial contracts, like credit default swaps, that force money to change hands between parties; and they have historically spooked markets.
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