Zopa, a British website that pioneered the concept, says the number of lenders joining it has soared.
英国的一家网站Zopa首先提出这个构想，它表示加入该网站的放贷者呈飙升的态势。
Zopa, which takes a stringent approach to credit assessment and will let only prime borrowers onto the site, boasts a default rate of just 0.1%.
Zopa拥有严格的信用评估系统，并只允许信用最佳的借款者在网站借款，自称违约率仅为0.1%。
The new FCA regulations also cover so-called peer-to-peer lending, where companies such as Zopa link savers, or "lenders", directly with borrowers in exchange for a cut of the interest.
金融监管局的新法规也覆盖了P2P贷款，其中如Zopa这样的公司将储户，或“贷款人”，与借款人直接联系起来，以换取利益的抽成。
The new FCA regulations also cover so-called peer-to-peer lending, where companies such as Zopa link savers, or "lenders", directly with borrowers in exchange for a cut of the interest.
金融监管局的新法规也覆盖了P2P贷款，其中如Zopa这样的公司将储户，或“贷款人”，与借款人直接联系起来，以换取利益的抽成。
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