The central bank is tightening regulation of loan-to-value ratios and trying to end easy credit.
中国央行正收紧对贷款与估值比率的监管,并试图结束信贷宽松政策。
And finance companies have recently been extending loan maturities and loan-to-value ratios to offset the effects of higher rates.
最近,金融公司还纷纷延长贷款期限,并提高按揭成数,以求抵消利率升高的影响。
Countries from Singapore to Israel have been adding, or tightening, prudential rules such as maximum loan-to-value ratios on mortgages.
新加坡、以色列等国已经在增加法规或进一步限定法规,例如在房地产上的最大贷款量。
Moreover, when stock prices fall, borrowers can usually get their loan-to-value ratios back into balance by selling some of the shares.
而且,当股价下跌时,借款者通常可以通过出售部分股票,使其贷款/价值比重归平衡。
Determining appropriate loan-to-value ratios of commodity collateral can make Banks mitigate credit risk of inventory financing effectively.
确定合适的质押存货贷款价值比率能够使银行有效地缓释存货质押融资业务的信用风险。
Over the boom period, we've been seeing a gradual uptrend; just as loan to value ratios were only 60% in the 1920s, now they're up to 90% or 100%.
在繁荣时期可看到一个逐渐上升趋势,上世纪20年代贷款价值比率只有60%,现在飞升至90%或100%。
When property prices heat up, they change the rules: restricting loan-to-value ratios or raising the tax on home sales as they recently did with more expensive properties.
当房地产价值过热时,他们改变规定:限制贷款与价值比率或提高房屋销售税率,他们近期已对更昂贵的房地产采取了这些措施。
I'm thinking here of policies like having Banks hold more capital when times are good or implementing maximum loan-to-value ratios to guard against housing price bubbles.
我所考虑的政策包括,让银行在太平时期增加资本持有,或是实行最高的贷款价值比率以防止出现房地产泡沫。
These included the right to force Banks to build up extra reserves during boom times, increase risk-weights on high-risk lenders and impose loan-to-value ratios in the mortgage market.
银行可以在繁荣时期建立额外储备金,对高风险借款人增加风险筹码,和对抵押贷款市场规定贷款价值比率。
But, as Stanley Fischer, governor of the Bank of Israel, pointed out to the Jackson Hole attendees, older tools such as margin requirements or maximum loan-to-value ratios could also be used.
但是,正如以色列央行行长斯坦利·菲舍尔在此次会议上所指出的,过去使用的方法,如保证金制度和贷款价值比率限制,也仍然可以继续使用。
Spanish officials argue that mortgage losses are so low because the loans were mostly issued to creditworthy borrowers with low loan-to-value ratios and no incentive to walk away from their debts.
西班牙官员声称抵押贷款损失之所以如此之低是因为贷款大多发放给信誉良好的借款人,他们贷款价值比率较低,没有逃离其债务的动机。
Theory on capital structure is the theory on how to define ratios of debt capital and equity capital of enterprise capital structure under the target of realizing maximization of enterprise value.
资本结构理论是研究在实现企业价值最大化的目标下,企业资本结构中债务资本与权益资本的比例如何确定的理论。
The banks are not keen either, since restructuring would require them to write down the value of the debt on their balance-sheet just as they are struggling to improve their capital ratios.
银行业也不热心,因为重组可能要求他们在平衡表上记录债务价值,而他们正在辛苦地提高资本比率。
But the impact can be all too real, as write-downs reduce overall book value and increase leverage ratios, a particular concern in these debt-averse times.
尽管如此,影响还是实实在在的:减值将减少账面资产总值并增加杠杆率,这在谈债务色变的时期会引起特别关注。
Caps on how much individuals can borrow, in the form of maximum loan-to-value (LTV) and debt-to-income ratios, are another option.
以最大价值贷款比(LTV)和债务收入比率的形式限制个人贷款上限是另一种选择。
Rather, the coefficient ratios between certain basis function are kept fixed at predetermined value.
一定基函数之间的系数的比值保持固定在预定值。
It is based on what you have learned about price-earnings ratios and the present value of growth opportunities.
它是基于你已经学习的关于市盈率和增长机会的现值的。
The elastic characteristic value of time-dependent structures and the time of shore removal, both have effects on the ratios of maximum construction loads borne by floors.
施工时变结构体系的弹性特征值和拆模时间都影响楼层承担的最大施工荷载比率(荷载比率定义为结构承担荷载与楼板自重的比值);
A value investor typically selects stocks with lower than average price-to-book or price-to-earning ratios.
价值投资者一般选择价格对账面值比率或市盈率比市场平均低的股票。
The theoretical value of the pile-soil stress ratios and the differential settlement between piles and soil are close to the observed ones.
桩土应力比和桩土差异沉降理论计算值与工程实例实测值对应较好。
The dynamic strain aging of low carbon steel is the main reason of low plastic strain ratios value of the ferrite rolled strip.
低碳钢的动态应变时效行为是导致其铁素体轧制薄板塑性应变比值较低的主要原因。
The dynamic strain aging of low carbon steel is the main reason of low plastic strain ratios value of the ferrite rolled strip.
低碳钢的动态应变时效行为是导致其铁素体轧制薄板塑性应变比值较低的主要原因。
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