The central bank is tightening regulation of loan-to-value ratios and trying to end easy credit.
中国央行正收紧对贷款与估值比率的监管，并试图结束信贷宽松政策。
Over the boom period, we've been seeing a gradual uptrend; just as loan to value ratios were only 60% in the 1920s, now they're up to 90% or 100%.
在繁荣时期可看到一个逐渐上升趋势，上世纪20年代贷款价值比率只有60%，现在飞升至90%或100%。
When property prices heat up, they change the rules: restricting loan-to-value ratios or raising the tax on home sales as they recently did with more expensive properties.
当房地产价值过热时，他们改变规定：限制贷款与价值比率或提高房屋销售税率，他们近期已对更昂贵的房地产采取了这些措施。
But, as Stanley Fischer, governor of the Bank of Israel, pointed out to the Jackson Hole attendees, older tools such as margin requirements or maximum loan-to-value ratios could also be used.
但是，正如以色列央行行长斯坦利·菲舍尔在此次会议上所指出的，过去使用的方法，如保证金制度和贷款价值比率限制，也仍然可以继续使用。
And finance companies have recently been extending loan maturities and loan-to-value ratios to offset the effects of higher rates.
最近，金融公司还纷纷延长贷款期限，并提高按揭成数，以求抵消利率升高的影响。
Determining appropriate loan-to-value ratios of commodity collateral can make Banks mitigate credit risk of inventory financing effectively.
确定合适的质押存货贷款价值比率能够使银行有效地缓释存货质押融资业务的信用风险。
I'm thinking here of policies like having Banks hold more capital when times are good or implementing maximum loan-to-value ratios to guard against housing price bubbles.
我所考虑的政策包括，让银行在太平时期增加资本持有，或是实行最高的贷款价值比率以防止出现房地产泡沫。
Spanish officials argue that mortgage losses are so low because the loans were mostly issued to creditworthy borrowers with low loan-to-value ratios and no incentive to walk away from their debts.
西班牙官员声称抵押贷款损失之所以如此之低是因为贷款大多发放给信誉良好的借款人，他们贷款价值比率较低，没有逃离其债务的动机。
Spanish officials argue that mortgage losses are so low because the loans were mostly issued to creditworthy borrowers with low loan-to-value ratios and no incentive to walk away from their debts.
西班牙官员声称抵押贷款损失之所以如此之低是因为贷款大多发放给信誉良好的借款人，他们贷款价值比率较低，没有逃离其债务的动机。
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