The rate at which they're lending is upward of 20%, compared to the Banks' 6.7%, a rate at which it is easier to roll over bad loans.

信托公司的借贷利率已超过20%，而银行仅为6.7%，不过这一利率也有利于银行坏账的展期(是指贷款人在向贷款银行申请并获得批准的情况下，延期偿还贷款的行为——译注)。

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The rate at which they're lending is upward of 20%, compared to the Banks' 6.7%, a rate at which it is easier to roll over bad loans.

信托公司的借贷利率已超过20%，而银行仅为6.7%，不过这一利率也有利于银行坏账的展期(是指贷款人在向贷款银行申请并获得批准的情况下，延期偿还贷款的行为——译注)。

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