On the contrary, if there is no claim in the previous insurance year, the insurance company would reduce the policy-holder's renew premium.
反之，如果上一保险年度没有发生索赔，保险公司将降低投保人的续期保费。
The general principle is like this: the more severity there is in the previous insurance year, the higher the renew premium will be in the following year.
通常的原则是，上一保险年度发生的索赔次数越多，次年的续期保费将越高。
The general principle is like this: the more severity there is in the previous insurance year, the higher the renew premium will be in the following year.
通常的原则是，上一保险年度发生的索赔次数越多，次年的续期保费将越高。
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