Based on this background, this paper takes interest rate pricing of credit card as the research subject, and conducts the system research from the view of credit risk control.

正是基于上述背景，本文以信用卡利率定价为研究主题，从风险控制视角对信用卡利率的定价进行系统研究。

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The empirical results show that the Banks with larger scale tend to have lower prime rates and that bank capital costs and operating expenses have positive effects on the prime rate pricing.

实证结果发现，银行资金成本及营业费用对基本放款利率有正向影响，而规模愈大的银行则会有较低的基本放款利率。

youdao

The empirical results show that the Banks with larger scale tend to have lower prime rates and that bank capital costs and operating expenses have positive effects on the prime rate pricing.

实证结果发现，银行资金成本及营业费用对基本放款利率有正向影响，而规模愈大的银行则会有较低的基本放款利率。

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