She says they often start by making the lowest payment required. Over time, their credit limit is increased, but they do not pay off their debt.

她说，他们通常从最低付款额度开始，久而久之，信贷限额上升，但他们不去付清欠款。

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Any payment required to be made by you under these Terms, which is not made when due, shall bear interest at a rate of 2 per cent per annum above the current 3 month LIBOR rate.

合约条款规定贵方的任何应付款项，到期尚未支付的款项，应承担当前3个月伦敦银行同业拆放利率基础上追加2%的年利率。

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Any payment required to be made by you under these Terms, which is not made when due, shall bear interest at a rate of 2 per cent per annum above the current 3 month LIBOR rate.

合约条款规定贵方的任何应付款项，到期尚未支付的款项，应承担当前3个月伦敦银行同业拆放利率基础上追加2%的年利率。

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