A "subprime borrower" is somebody who has a poor credit history or some other indication that would suggest that they might not be able to repay the mortgage.
“次级借款人”指的是，那些信用记录较差的借款人，或在其他方面显示，他们很可能无力偿还贷款。
A lot of lenders say we have not seen information from that borrower in years, we do not even know if they have a job or not.
很多银行和贷款机构说，他们很多年得不到贷款人的消息。我们甚至不知道他们是否有工作。
For a borrower close to the age of retirement, the length of maturity may not exceed the age of retirement (usually 55 for a woman and 60 for a man).
将至退休年龄的借款人，贷款期限不得超过退休年限(一般为女性55岁、男性60岁)。
Subprime refers to mortgages, which is not the subject of today's lecture, but a subprime mortgage is a mortgage issued to a borrower who is not considered prime — not a good risk.
次贷指的是次级抵押贷款，这不属于今天的讨论范围之内，次级抵押贷款是发放给特殊借款人的，他们不是优质客户，也就是说风险较大。
The actual cash shortfall is usually not that important: the borrower can simply raise the additional money at a later date.
实际的现金不足通常不是那么重要：借款人可以在晚些日子再筹措资金。
A "Subprime borrower" is somebody who has a poor credit history or some other indication that would suggest that they might not be able to repay the mortgage — they might default.
次级借款人“指的是，那些信用记录较差的借款人，或在其他方面显示，他们很可能无力偿还贷款，也就是说他们很可能违约。”
The household sector is not a net new borrower.
房产部不是新借款人。
The last word on the subject rightly belongs to shakespeare-not from the Merchant of Venice, but from Hamlet: "Neither a borrower nor a lender be."
在这个主题下最后一句话属于莎士比亚——不是来自《威尼斯商人》，而是来自《哈姆雷特》：“既不要借债，也不要放贷(” Neighera Borrwer nor a lenderbe “)。”
A lot of lenders say we have not seen information from that borrower in years, we do not even know if they have a job or not.
彼雷德说很多银行和贷款机构说，他们很多年都得不到贷款人的消息。我们甚至不知道他们是否有工作。
A borrower and a lender sign a contract which states that the borrower will not have to pay more than a specified maximum interest rate on borrowed funds.
贷款人与借款人之间签订的合约，合约规定借款人不会被要求支付高于约定最高利息率的利息。
If books are not returned or renewed when they are due, a fine will be imposed on the borrower.
如果不按期将图书归还图书馆或到期前不续借，就得按规定罚款。
A new mortgage might not cover the full payment due at maturity. But that shouldn't relieve a borrower from kicking in more equity or obtaining a mezzanine loan to fill the gap.
新的抵押贷款也许无法支应到期时的全数款项。但这不应让借款人免于投入更多本金或取得过渡贷款以填补缺口。
A new mortgage might not cover the full payment due at maturity. But that shouldn't relieve a borrower from kicking in more equity or obtaining a mezzanine loan to fill the gap.
新的抵押贷款也许无法支应到期时的全数款项。但这不应让借款人免于投入更多本金或取得过渡贷款以填补缺口。
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