The Swedes last year imposed a maximum loan-to-value ratio of 85% on mortgages, for instance.
比如,去年瑞典强行规定抵押贷款的贷款与估值比例最高可为85%。
But, as Stanley Fischer, governor of the Bank of Israel, pointed out to the Jackson Hole attendees, older tools such as margin requirements or maximum loan-to-value ratios could also be used.
但是,正如以色列央行行长斯坦利·菲舍尔在此次会议上所指出的,过去使用的方法,如保证金制度和贷款价值比率限制,也仍然可以继续使用。
The maximum loan term is 30 years.
贷款期限最长为30年。
Caps on how much individuals can borrow, in the form of maximum loan-to-value (LTV) and debt-to-income ratios, are another option.
以最大价值贷款比(LTV)和债务收入比率的形式限制个人贷款上限是另一种选择。
I'm thinking here of policies like having Banks hold more capital when times are good or implementing maximum loan-to-value ratios to guard against housing price bubbles.
我所考虑的政策包括,让银行在太平时期增加资本持有,或是实行最高的贷款价值比率以防止出现房地产泡沫。
I'm thinking here of policies like having Banks hold more capital when times are good or implementing maximum loan-to-value ratios to guard against housing price bubbles.
我所考虑的政策包括,让银行在太平时期增加资本持有,或是实行最高的贷款价值比率以防止出现房地产泡沫。
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