Papademos said the ECB's figures account for those differences, as well as for how euro-zone loan default rates differ from those in the U.S..
帕帕·德莫斯说,欧洲央行的数据考虑到了这些差异,还有贷款违约率上的差异。
Loan default is the main reason that bank's get into trouble and it is for this reason that many Banks have dedicated credit risk management departments.
贷款拖欠是银行陷入困境的主要原因,而且正是由于这个原因,许多银行才有了专门的信贷风险管理部门。
After Market-oriented interest rates, commercial Banks will enter the competition a new level; Banks are facing new credit risk, loan default risk change.
利率市场化后,商业银行的竞争将进入新的层次,银行面临新的信贷风险,贷款违约风险发生变化。
The term subprime refers to the credit quality of particular borrowers, who have weakened credit histories and a greater risk of loan default than prime borrowers.
有期次贷是针对那些有不良信用记录和有更大风险拖欠贷款的特殊信用贷款人。
The term sub prime refers to the credit quality of particular borrowers, who have weakened credit histories and a greater risk of loan default than prime borrowers.
术语“次级”指的是特殊的贷款者的信贷品质。他们有不良信贷的史例并且比初级贷款者拖欠贷款的风险更高。
With the development of housing industry and housing finance, more and more loan default affairs have been occurred, which is one of the major risks faced by banks.
借款人理性违约是银行在发放住房抵押贷款时面临的主要风险之一。
This article expounds National Student Loan Default and Governance from four aspects as following: First, it introduces the public benefits and the practical dilemma of the Student Loan Policy.
本文从以下四个方面对我国国家助学贷款违约及其治理加以论述:第一部分是介绍我国助学贷款政策的公共效益与现实困境。
Delete the default text from the top of the page and replace it with Loan Calculator.
从该页面顶部删除缺省的文本,然后用LoanCalculator替代。
Mr. Jackson, 49 years old, was in default on the loan and Fortress had initiated foreclosure proceedings.
49岁的杰克逊当时已经误期还款,而堡垒集团已经发出通知要没收庄园上市拍卖。
If loan price is over low, the loan revenue cannot compensate loss by default and operation cost.
如果银行贷款定价过低,其贷款收入则不能抵补贷款违约所造成的损失和经营成本。
A provisions in a bond indenture or loan agreement that puts the borrower in default if the borrower defaults on another obligation.
债券或贷款协议条款,规定若借方对另一项债务责任违约即会被视为对协议中的债务责任违约。
Credit default swaps, he points out, simply allow lenders to offload the risk of a default on a loan to someone else who, for a price, is willing to take on this risk.
他指出,信用违约交换,简单地讲,就是让贷款人卸下贷款的违约风险,转移给一个愿意以某种价格承担这项风险的人。
Besides market risks, Goldman also assesses credit risks, based on whether a counterparty might default on a loan or fail to honour a derivative contract, and liquidity risk.
除了市场风险,高盛也评估业务相对方拖欠贷款或衍生合同违约所带来的信用风险,以及流动性风险。
Non-Performing Loan Loans that are in default or close to being in default.
不良贷款已经违约或接近违约的贷款。
Besides, in all default cases, the loan amounts were reported to be fully recovered.
此外,在所有拖欠个案中,受访银行均能悉数收回贷款金额。
On inventory pledge loan, creditor can screen on borrowers with asymmetric information of ex ante default possibility, when taking into account borrowers' signaling action by acquiring a credit score.
研究存货质押贷款中,当信贷人对借款人质押前违约概率信息不对称时,考虑借款人信号发送行为时对借款人的甄别。
Credit bubbles are another concern. Credit is rising rapidly in the big emerging-market countries-Brazil, Russia, India and China. Lately, loan-default rates have ticked up in Brazil.
信贷泡沫是另一个担忧。巴西、俄罗斯、印度和中国等新兴市场大国的信贷规模都在迅速扩大。巴西的贷款违约率近来有所上升。
Optimal portfolio of efficient frontier controls and adjusts default risk of loan portfolio effectively.
通过有效边界上的最优组合有效地控制和调整贷款组合的违约风险。
Loan portfolio credit risk measurement is significantly characterized by lack of empirical default data.
贷款组合信用风险度量的显著特征是缺少实际违约数据。
The auto loan industry recently is experiencing an increasing default rate, which is almost 50%.
汽车贷款行业最近经历了不断升高的违约率,现在已经是50%了,百分之五十,想想!
The KMV Model, which is based on Merton′s option pricing theory, is applied to get the expected default frequency and default loss of the loan.
运用基于期权定价理论的KMV模型来得到公司的预期违约率和违约损失,从而能合理地确定贷款利率。
This means that the lender can repossess your automobile if you default on the car loan.
这意味着,如果你的汽车贷款可以收回您的汽车贷款拖欠。
How to fully accurate reflect default dependence in loan portfolio credit risk measurement, is the the focal point of current academic research and practical applications.
如何在贷款组合信用风险度量中充分准确的反映违约依赖性,是当前学术研究和实践应用中的重要问题之一。
In terms of adjustable-rate loan, the rise of the market interest rate may force the debtor to default because the increment of monthly repayment exceeds the debtor's financial ability.
对于可调整利率贷款,市场利率提高可能导致借款人因月还款额增加、超出负担能力而被迫违约。
When this happens to a loan, it is called a default.
贷款发生这种情况时,就称之为违约。
One type of risk is default risk, that is, the risk that the borrower will simply not repay the loan, due to either dishonesty or plain inability to do so.
一种类型的风险是违约风险,即惜款者仅仅由于不诚实或完全没有还款能力而无法偿还贷款所带来的风险。
Prosper's head of global institutional sales, Ron Suber, says that in 2007, the loan process worked differently and that the vetting practices that led to high default rates have now been improved.
Prosper全球机构销售主管Ron Suber说,在2007年,贷款的流程方式不同,从前导致高违约率的审批做法现在已经改善。
Prosper's head of global institutional sales, Ron Suber, says that in 2007, the loan process worked differently and that the vetting practices that led to high default rates have now been improved.
Prosper全球机构销售主管Ron Suber说,在2007年,贷款的流程方式不同,从前导致高违约率的审批做法现在已经改善。
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