Banks own a lot of long-term assets (like your mortgage) and hold a lot of short-term debt (which is cheaper than long-term debt).
银行持有很多长期资产(比如你的贷款)和短期债务(利率比长期的要低)。
It's like making your mortgage payment.
你可以按揭还款。
Then you answer some personal finance questions, like the amount of money you’ve put aside for retirement, your mortgage payments, what you think you’ll need to save to retire comfortably and so on.
然后你需要回答一些关于个人财务的问题，例如你为退休已经存了多少钱，你偿还抵押贷款的情况，你如何看待为退休而存钱等等。
Then you answer some personal finance questions, like the amount of money you've put aside for retirement, your mortgage payments, what you think you'll need to save to retire comfortably and so on.
然后你需要回答一些关于个人财务的问题，例如你为退休已经存了多少钱，你偿还抵押贷款的情况，你如何看待为退休而存钱等等。
There are some exceptions — like getting a mortgage to buy a house — but generally if you can live within your means you will avoid all sorts of problems.
当然可以有些例外——如抵押贷款买房子——但是总的来说，如果你能保持收支平衡就能避免各种麻烦。
If you can get a mortgage for a house you can't really afford, you'll feel like your income is adequate to attain the American Dream.
如果你通过房贷买了一套实际上买不起的房，你感觉你的收入足以实现美国梦。
There are some exceptions–like getting a mortgage to buy a house–but generally if you can live within your means you will avoid all sorts of problems.
当然可以有些例外——如抵押贷款买房子——但是总的来说，如果你能保持收支平衡就能避免各种麻烦。
There are someexceptions--like getting a mortgage to buy a house--but generallyif you can live within your means you will avoid all sorts ofproblems.
当然可以有些例外——如抵押贷款买房子——但是总的来说，如果你能保持收支平衡就能避免各种麻烦。 。
There are some exceptions--like getting a mortgage to buy a house--but generally if you can live within your means you will avoid all sorts of problems.
当然可以有些例外外——如抵押贷款买房子——但是总的来说，如果你能保持收支平衡就能避免各种麻烦。
There are some exceptions--like getting a mortgage to buy a house--but generally if you can live within your means you will avoid all sorts of problems.
当然可以有些例外外——如抵押贷款买房子——但是总的来说，如果你能保持收支平衡就能避免各种麻烦。
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