First, the article sees about the classification of loans, describing the five processes which arise bad loans in normal loan activities. and analyze the causes for our commercial bank bad assets.
首先，从考察贷款分类入手，描述了正常贷款生成不良贷款的五个区间过程，分析了我国商业银行不良资产的成因。
The current of subdivision of five class loan classification in domestic Banks appeared recently, and the basis of bank credit management has been greatly changed, so it has got general concern.
近期我国出现五级贷款分类细化的趋势，银行信贷管理的基础发生较大变化，因此受到普遍关注。
Through the investigation, many problems are found on the five-grade loans classification, maybe incorrect provisions are set aside for loan losses.
调查中发现五级分类目前还存在问题，贷款损失准备计提的基础不牢靠。
The five-category loan quality classification method will be applied on an overall basis. Assets management companies (AMCs) will be gradually set up and substantially reduce the proportion of NPLs.
全面推行贷款质量五级分类方法，逐步成立金融资产管理公司，大幅度降低不良贷款比例。
In particular, the credit risk of Banks in the five-category loan classification method for identifying a detailed analysis and research.
特别地，对银行信贷风险识别的五级分类法进行了详细分析和研究。
In particular, the credit risk of Banks in the five-category loan classification method for identifying a detailed analysis and research.
特别地，对银行信贷风险识别的五级分类法进行了详细分析和研究。
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