Firstly, rationality is the subjective initiative precondition of the credit behavior.
首先，理性是信用行为的主体能动性前提。
The credit behavior between banks and companies in our credit market can be seen as dynamic game of incomplete information.
我国信贷市场中银企双方的借贷行为可视为不完全信息动态博弈。
The paper is based on the survey on farmer households in 10 observation villages in Zhejiang Province. The author describes the changes of credit behavior since 1986.
本文以浙江10个固定跟踪观察村的农户家计调查资料为基础，对1986年以来农户家庭的借贷行为演变趋势进行了具体的比较研究。
To further explore the different credit behavior of Banks of different capital adequacy ratio on bank credit conduction and the bank credit conduction effect in these three bank system.
为了深入探讨不同资本充足程度的商业银行在银行信贷传导中的信贷行为及三种银行体系下的银行信贷传导效果。
Accounts receivable are a commercial credit behavior among enterprises. The paper explains the inevitability and drawbacks of accounts receivable and ways to management them effectively.
应收账款是企业之间一种商业信用行为。阐述了应收账款形成的必然性、存在的弊端，以及如何对应收账款进行有效的管理。
Together with looser lending standards for other kinds of consumer credit, this led to a radical change in American behavior.
和对其它各类消费品信用贷款的宽松放贷标准一起，这导致了美国人消费行为的剧变。
This is the way all of the other insurance I buy works - there are audits of our behavior and credit for a lack of claims.
这是我购买其他保险的办法奏效了——这些是我们行为的审计和微薄理赔的信用保证。
Credit Standing Certificate a record of a customer's past borrowing and repaying behavior.
资信证明客户以往借贷和还款行为的记录。
Unusual behavior of underlying processes (for example, credit card transactions that do not follow the usual patterns)
异常行为（例如，不符合通常模式的信用卡事务）
"We don't tend to take into account future costs," says Oren Bar-Gill, a law professor at New York University who has studied credit-card contracts and customer behavior.
“我们不倾向于考虑到未来成本，”纽约大学研究信用卡合同和客户的行为的法学教授奥伦·巴·吉尔说。
The difference is that we'd be telling people not just about a particular credit card's characteristics but about what those characteristics mean in terms of human behavior.
所不同的是我们告诉人们的不只是某一信用卡的特点，而是人的行为的特点。
Erratic or aggressive driving — behavior typical of rush-hour commutes — came second in the list with taking credit for someone else's work rounding out the top three.
上下班高峰期典型的驾驶风格——不遵守规则或野蛮驾驶位居第二，抢别人的功劳名列第三。
In a society that celebrates spending and credit, this behavior is usually looked upon as a joke rather than a serious problem.
在这个鼓励消费、推崇信贷的社会，这种行为通常被视为笑谈，而非某个严重的问题。
The economical concept of credit means the transaction behavior which be guaranteed by contract such as loan, and it also means debt paying ability.
在经济上，信用表示以协议或契约为保障的不同时间间隔下的经济交易行为，也表示交易主体以偿债为主要内容的特殊经济能力；
It's very important to establish credit card risk assessment system to increase the market share, fully understanding customer buying behavior and making the correct credit risk strategy.
为了提高市场占有率、充分了解客户的购买行为和确定正确的信用风险策略，建立信用卡中心风险评估系统十分重要。
Reshaping accounting credit lies in perfecting laws and regulations for accounting behavior norms and strengthening the education of accountants' behavior norms and responsibility.
重塑会计诚信在于完善会计行为规范的法律法规体系，加强会计从业人员行为规范和责任教育。
Credit Standing CertificateA record of a customer's past borrowing and repaying behavior.
资信证明客户以往借贷和还款行为的记录。
So, it comes to a conclusion that the risk avoidance behavior of VC firm is spread out around how the firm can keep its credit.
因此得出了风险投资公司的风险规避行为实质上是围绕着公司如何保持自己的信誉展开的结论。
This kind of reduction trend reflects in three aspects: First, behavior credit is weakened;
这种弱化趋势体现在三个方面：一是行为信用弱化；
With a game theory analysis of the behavior of Banks and enterprises, this paper discusses the cause of Banks' credit grudging in order to find out effective and sensible countermeasures.
文章从博弈论的角度，论述银企之间信贷博弈关系，分析造成银行“惜贷”的成因，试图找出相应的对策。
At present, the behavior of the fraud of the loan frequently takes place, which has seriously scathed the ownership to the fund of financial institution and wrecked the steady system of credit.
目前，贷款诈骗行为频繁发生，严重地损害了金融机构的资金所有权，破坏了稳定的信贷秩序。
Unlike applicant scoring that can use static credit models, behavioral and profit scoring models require dynamic credit models that consider past behavior.
与可使用静态信用评分模式的申请人评分不同，行为评分和利润评分需要使用动态信用评分模式，即要将过去的信贷行为纳入考虑范围。
Therefore, this paper analyzes the influence of the formal credit needs and the application behavior on formal supply of credit.
因此，本文重点分析了农户正规信贷需求与申请行为对于正规信贷供给的影响。
The analysis of the new model reveals that the information cost and the ability of obtaining information determines the player's behavior mode referring to reputation and credit.
对该模型的分析表明，信息成本和获取信息能力决定了博弈人对声誉的取舍。
Finally, some Suggestions on standardizing housing credit market behavior are proposed.
最后，对如何形成规范合理的住房信贷市场提出了几点建议。
It can also be understood from five aspects, including equal trading behavior, mutual trust, trade productive charater, cred trade it extention and credit social ch...
并从对等的交易行为、双方相互信任、交易的生产性、信用交易的广泛性、信用的社会性五个方面来理解信用。
It is shown that the quarterly fluctuation is significant, though such trend is flatter. The fluctuation is co- affected by quarterly cycle of business behavior and credit policy.
研究发现我国的信贷资金运行存在明显的季节波动特征，但是波动趋势逐渐走向平缓，信贷季节波动受经济活动的季节周期和信贷管理政策双重决定。
It is shown that the quarterly fluctuation is significant, though such trend is flatter. The fluctuation is co- affected by quarterly cycle of business behavior and credit policy.
研究发现我国的信贷资金运行存在明显的季节波动特征，但是波动趋势逐渐走向平缓，信贷季节波动受经济活动的季节周期和信贷管理政策双重决定。
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