Concern about systemic risk has diminished, and overall credit conditions have started to improve.

人们对系统性风险的担忧已经减少，总的信贷条件已经开始改善。

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Keeping the bank going may offer taxpayers a better chance of getting their money back, if it can be sold once conditions in the housing and credit markets improve.

继续经营该银行更有可能偿还欠纳税人的债，因为一旦售房情况和贷方市场有所好转，可以将其抛售。

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Keeping the bank going may offer taxpayers a better chance of getting their money back, if it can be sold once conditions in the housing and credit markets improve.

继续经营该银行更有可能偿还欠纳税人的债，因为一旦售房情况和贷方市场有所好转，可以将其抛售。

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