As Andy Maguire of the Boston Consulting Group points out, there is also an adverse-selection problem.
正如波士顿咨询集团的AndyMaguire所指出的,同样还有逆向选择问题。
What do I mean by adverse selection?
逆向选择是什么意思呢?
I've got three main reasons, they're: adverse selection, moral hazard, and liquidity.
我总结出三个主要原因,分别是,逆向选择,道德风险,及流动性。
Adverse selection is a market process where information asymmetry causes negative results.
逆向选择,是一种信息不对称性在其中导致了负面结果的市场过程。
Moreover, the securities are not homogeneous, which means that even an auction process would leave the aggregator bank with inferior assets through adverse selection.
此外,这些证券并非是同一类型的,这意味着“总银行”会因为逆向选择而取得大量劣质资产。
The adverse selection problem, when it comes to borrowers--people who are trying to borrow money -is that if you become a lender -let's say, if you -not talking about becoming a lender.
逆向选择的问题,对于借款方,即希望借到钱的人而言,假如你是贷款方,比方说,如果你...,还是换个说法吧
Health markets may be inefficient because of poor information, and because of the adverse selection and moral hazard problems associated with health insurance.
由于信息贫乏,再加上健康保险出现的逆向选择和道德风险问题,保健市场可能是无效率的。
To solve the problem of adverse selection and moral hazard, accounting is characterized decision usefulness and the validity of contract.
为解决逆向选择和道德风险问题,会计被赋予决策有用性和契约有效性的功能。
The existence of information asymmetry gives rise to problems such as moral hazard, and adverse selection, studied in contract theory.
信息不对称的存在产生了例如“道德风险”“逆向选择”等问题,这些问题在“契约理论”中研究。
Under the shelter of government implicit guarantee, guaranteed economic agencies' risk preference was increased, which caused serious moral hazard and adverse selection.
在隐性担保的庇护下,受保经济主体的风险倾向增加,道德风险和逆向选择问题蔓延。
It mainly discusses the main function of deposit insurance system. deposit run theory. Moral hazard and adverse selection. reasonability and theory model of deposit insurance system.
主要论述了存款保险制度的主要功能、挤兑问题理论、存款保险的道德风险与逆向选择、存款保险制度的合理性问题及存款保险制度的理论模式。
This paper analyzes the adverse selection in E-marketing that resulted from the informational asymmetries of products' quality and probes into resolving approaches about the problem.
对网络市场交易中由于产品质量的信息非对称性所产生的逆向选择问题进行了分析,并探讨了解决该问题的策略取向。
This is an interesting question: do they solve the moral hazard and adverse selection problem as well as Banks do?
一个有意思的问题出现了,他们可以向银行那样,处理好道德风险以及逆向选择问题吗。
However, CPA Audit itself faces the problems of moral hazard and adverse selection.
但CPA审计自身也存在“逆向选择”和“道德风险”问题。
In the supply chain, the problems in agency mainly involve the adverse selection caused by ex ante information asymmetry and moral hazard caused by ex post information asymmetry.
供应链中的委托代理问题主要包括由事前信息不对称引起的逆向选择问题和由事后信息不对称引起的道德风险问题。
Asymmetry information will cause adverse selection and moral hazard, at last, it will lead invalidation of market.
信息不对称的存在会引起逆向选择和道德风险的问题,最终导致市场失效。
At the same time, adverse selection and moral hazard caused by asymmetric information have become big problems.
与此同时,由于信息不对称导致的逆向选择和道德风险问题也日益严重。
The economic model of adverse selection result from information asymmetry in the market and the signaling model of energy efficiency in buildings were made.
建立了建筑节能市场中的信息不对称导致逆向选择的经济学模型和建筑能效标识的信号传递模型。
Insurance companies know that the people most likely to purchase insurance are those who are most likely to suffer losses. This is called adverse selection.
保险公司知道那些最可能买保险的人正是那些最可能遭受损失的人,这称为逆向选择。
How to select signals to diminish adverse selection in electronic markets play a crucial role on the performance of network marketing firm.
如何通过营销信号来降低电子市场逆向选择风险是影响网络营销企业业绩的重要因素。
But the assure system also leads to such questions as moral hazard and adverse selection. So we need the regulation system of capital adequacy ratio.
但是,担保制度又导致了银行经营者的道德风险和逆向选择,因此需要资本充足率监管制度。
This paper analyzes the moral hazard and adverse selection of the information release of the listed companies in securities market in the case of information asymmetry.
本文分析了信息不对称下证券市场中出现的上市公司信息披露的道德风险和逆向选择风险。
Deposit insurance system may cause moral hazard and adverse selection, which can be mitigated or avoided through reasonable structure of deposit insurance system.
存款保险制度的实施会产生道德风险与逆向选择等问题,但可以通过对存款保险制度的合理设计来减少或避免。
A study is made in this paper of the credit decision mechanism against adverse selection in a competitive market with asymmetric information when entrepreneurs are riskaverse.
研究了在竞争的信贷市场中,对风险厌恶型投资者克服逆向选择作用的信贷决策机制,提出了这种机制应满足的性质。
As a relationship of games between the counter parties of a credit transaction, the credit marketing brings the risk of "Adverse Selection".
信贷市场中的买卖双方是一种博弈关系,信贷营销中存在“逆向选择”风险。
Therefore, it concluded that information asymmetry was completely generated by adverse selection.
因此该市场的信息不对称完全是由逆向选择贡献的。
But the adverse selection and the moral hazard due to the asymmetric information have hampered the supply of the agriculture insurance.
然而由于信息不对称产生的逆选择及道德风险严重影响了农业保险的有效供给。
In this paper, we propose an agent-based model to examine what conditions can make the adverse selection to take its effect by introducing two variables-cognitive capability and valuation ratio.
在这篇文章中,我们通过采用多个体模型和引入两个变量——识别能力和估价比率来说明在什么条件下会发生逆向选择现象。
To be profitable, financial institutions must overcome the adverse selection and moral hazard problems that make loan defaults more likely.
是有利润又财政的机构一定克服不利的选择和道德危险使贷款假设值变成更有可能的问题。
To be profitable, financial institutions must overcome the adverse selection and moral hazard problems that make loan defaults more likely.
是有利润又财政的机构一定克服不利的选择和道德危险使贷款假设值变成更有可能的问题。
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